Old Age Security (JHT)

The social security program aims to provide protection against the risk of loss of income due to retirement, permanent disability, or death. Participants will receive cash as a benefit from the protection program.

The benefit is in the form of cash, the amount of which is the accumulation of all contributions that have been paid plus the results of its development.

en: BPJS Ketenagakerjaan logo on a building, representing social security for employment in Indonesia
Source: Website of BPJS Ketenagakerjaan RI

The complete benefits obtained include:

Cash paid all at once if the participant:
1. Reaching the age of 56 years;
2. Ceasing employment due to resignation and currently not actively employed anywhere;
3. Being subject to termination of employment, and currently not actively employed anywhere;
4. Leaving the territory of Indonesia permanently;
5. Experiencing permanent total disability, or
6. Passing away.

A maximum of 10% for the purpose of preparing for retirement or a maximum of 30% for home ownership if the participant has a membership period of at least 10 years, and can only be withdrawn a maximum of 1 time.

Work Accident Insurance (JKK)

The benefits provided when a Participant experiences a Work Accident or illness arising from the work environment are in the form of cash and/or health services.

Participants will receive benefits in the form of treatment and medical care as needed, compensation services in the form of money, and a Return to Work Program when experiencing conditions that require treatment due to an illness or accident.

 

en: BPJS Ketenagakerjaan JKK-PU program graphic outlining benefits for workplace accidents
Source: BPJS Ketenagakerjaan Website