08 Jan 2026 · Security Law (Fiduciary/Mortgage) · 2 min read · 10 reads

Consignment, a Valid Payment in Financing Credit for Customers/Debtors

Consignment as a valid payment solution in non-performing loans. Protect debtors' rights from payment refusals without a clear legal basis.

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08 Nov 2025 · Law of Obligations & Contracts · 5 min read · 14 reads

Dissecting 'Offer' & 'Acceptance': Understand the 4 Valid Conditions of an Agreement (Article 1320 of the Civil Code)

An offer is a contract that has binding legal force

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15 Jul 2024 · Opinion · 4 min read · 4 reads

Arbitrary Debt Collector? Know Your Rights and Protect Yourself from Illegal Collection!

This article discusses cases of arbitrary debt collection by debt collectors in Indonesia, OJK regulations governing cooperation with third parties, the importance of special power of attorney, and the imp...

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04 Apr 2024 · Banking Law · 10 min read · 8 reads

Execution of Mortgage Rights as Collateral in Banking Credit Agreements

Understand the vital role of banks in business financing and how banks manage credit risk. Learn about mortgage rights as credit collateral, the process of charging and executing them, including auctions and...

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18 Jan 2024 · Opinion · 7 min read · 3 reads

Fiduciary Agreement in Vehicle Credit Transactions

Legal Literacy - Recently, there have been rampant cases of forced and arbitrary vehicle withdrawals by third-party services used by financing/leasing companies, in this case debt c...

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